Buying a home isn't just about the money. It's about lifestyle, safety, comfort, and easy access to the people and amenities you want to be close to. If you keep waiting for something better to come along, you probably won't "jump" on the house that met most of your wish ist items.

You have to do what's comfortable for you and your family, whether that's remaining on the sidelines or buying a home. But here's a tip -- if you buy the home that best meets the needs of your household and budget, chances are that you'll be pleased with your decision for years to come.